Method and system for loading and reloading portable consumer devices

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8831980
APP PUB NO 20110161185A1
SERIAL NO

12985870

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method is disclosed. The method includes providing tender at a point of service terminal operated by a load agent, the point of service terminal being in operative communication with a payment processing network. The point of service terminal thereafter sends a transaction authorization request to an issuer of a portable consumer device to be used by a user. The issuer then authorizes or does not authorize the transaction authorization request. If the transaction authorization request is approved, the portable consumer device is either initially loaded or reloaded with an amount associated with the tender provided at the point of service terminal.

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Patent Owner(s)

  • VISA U.S.A. INC.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Antoo, Nizam San Carlos, US 9 157
Britt, Chris San Francisco, US 14 260

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