Verification of transactional integrity

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United States of America Patent

PATENT NO 8838988
SERIAL NO

13084823

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Abstract

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Aspects of the present invention provide a solution for verifying the integrity of a transaction. In response to receipt of a confirmed electronic transaction from a user, a one time password is forwarded to the user. The user then initiates a telephonic communication with a verifier on the user's wireless device and provides the one time password to the verifier. The verifier authenticates the mobile telephonic device based on the device's caller identification number and determines whether the one time password provided by the user matches the one forwarded to the user. After the user is authenticated, the verifier communicates the details of the transaction that were received and the user confirms whether the details match those originally entered.

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First Claim

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Patent Owner(s)

  • INTERNATIONAL BUSINESS MACHINES CORPORATION

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bravo, Jose F Mamaroneck, US 10 280
Crume, Jeffery L Raleigh, US 19 304

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