Methods, systems, and computer-readable storage media for managing risk using location, mobile, and user participating-based identity verification
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United States of America Patent
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Sep 30, 2014
Grant Date -
Nov 22, 2012
app pub date -
May 21, 2012
filing date -
May 20, 2011
priority date (Note) -
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status (Latency Note)
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Abstract
The presently disclosed subject matter is directed to methods, systems, and computer-readable storage media for location, mobile, and user participating-based identity verification for the purposes of risk management. In one embodiment, the method, system, and computer-readable storage media includes receiving user data, receiving verification data, and verifying the identity of a user based on the user data and the verification request data. The user data may include location data and/or identity data, and the user data may be received from a mobile device. The identity data may include biometric data regarding the user. The method, system, and computer-readable storage media may include comparing the user data to the verification request data. The method, system, and computer-readable storage media may also include performing an action based on the results of the verification wherein the action is authorizing a payment.
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