Adaptive policies and protections for securing financial transaction data at rest

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United States of America Patent

PATENT NO 8850539
SERIAL NO

12820193

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Abstract

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A system for challenge-response authentication is provided by receiving, from an external terminal over a communication network, a request for access to a service. A plurality of objects is presented to a user via a display. A plurality of codes is received over the communication network, each of the plurality of codes corresponding to one of the plurality of objects. The plurality of codes are matched to a plurality of alphanumeric characters according to a predetermined table. An alphanumeric string is generated from the plurality of alphanumeric characters and the alphanumeric string is compared to a user identifier stored in a database. Based on the comparing, a determination is made as to whether to grant the user access to the service.

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Patent Owner(s)

Patent OwnerAddress
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY INC200 VESEY STREET NEW YORK NY 10285

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bailey,, Jr Samuel A Boca Raton, US 25 645

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