Always on authentication

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8856894
SERIAL NO

13797364

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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An Always-On Authentication (“AOA”) system comprises a computer system, such as a server, that automatically monitors and authenticates an enrolled individual's online transactions and/or activities to, for example, detect and/or prevent fraud. The AOA system actively monitors and/or authenticates the individual's online transactions and/or activities with service providers. A risk level may be associated with transactions and/or activities, and if a monitored transaction or activity is determined to exceed risk level for the individual, the individual may be prompted for further authentication information. A risk profile may be built for the individual over time based on the individual's history or pattern of transactions and activities. The AOA system may issue a virtual credential to the individual and/or to one or more of the individual's computing devices. The virtual credential may be provided to participating service provider(s) to enable seamless authentication of the individual during his/her interactions with the service provider(s).

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First Claim

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Patent Owner(s)

  • CONSUMERINFO.COM, INC.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dean, Michael John Torrance, US 37 2306
Kapczynski, Mark Joseph Santa Monica, US 53 3182

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