Transit agency as an issuer and/or program manager of prepaid products

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 8881971
SERIAL NO

12577051

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Described is processing for requested user access, starting with receiving transaction data from a portable consumer device presented by the user at a gate access device of an access agency for the requested access. The transaction data from the gate access device is processed and a fee amount for the requested access is determined. The processing next involves determining an account balance in accordance with the determined fee amount and a prior balance amount associated with the portable consumer device, and reconciling the determined account balance and account data associated with the portable consumer device at a processing computer of the access agency such that the access request is indicated as either approved or declined.

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First Claim

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Patent Owner(s)

  • VISA U.S.A. INC.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dixon, Philip B San Diego, US 27 1127
El-Awady, Khalid Mountain View, US 27 1115

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 May 11, 2026
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Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
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