Method and system for implementing a dynamic verification value

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United States of America Patent

PATENT NO 8904481
SERIAL NO

13717098

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Abstract

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A method is disclosed, which includes receiving a message including an account identifier and a first verification value. The method uses the account identifier to select a dynamic verification value process from at least two dynamic verification value processes. Then, using the selected dynamic verification value process, a second verification value is determined. Next, the method determines if the first verification value and the second verification value match or are within an expected range.

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Patent Owner(s)

Patent OwnerAddress
VISA U S A INCSAN FRANCISCO CA

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gerber, Gary Foster City, US 4 108
Manessis, Thomas Pacifica, US 11 230

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