System and method for automated electronic switching of customer selected financial transactions for a customer banking account
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United States of America Patent
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Dec 30, 2014
Issued Date -
N/A
app pub date -
Jul 24, 2007
filing date -
Jul 24, 2007
priority date (Note) -
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Abstract
The present disclosure provides a relatively automated system and method for a customer to change to a new service provider of a financial product, such as banking services. In general, the customer may provide initial data to a new second provider that the second provider may use to automatically and electronically access data about the customer from a prior first provider data source, such as an electronic database of the first provider. The customer data may include a customer credential provided to the second provider to retrieve automated financial transactions from the first provider's Web site on behalf of and with support of the customer. Automated financial transactions include direct deposits, automatic withdrawals, and online payment of bills. The second provider may use the data to at least partially recreate the automated financial transactions for the customer in an account with the second provider.
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