Mobile phone including dynamic verification value

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United States of America Patent

PATENT NO 8954353
SERIAL NO

12268273

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method for forming a dynamic verification value. The method includes altering a first data string to form a second data string, and forming a first dynamic verification value using at least a portion of the second data string. The first dynamic verification value is used to authenticate a phone in a first transaction. The second data string is used to form a third data string. A second dynamic verification value is formed using at least a portion of the third data string. The second dynamic verification value is used to authenticate the phone in a second transaction.

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Patent Owner(s)

  • VISA U.S.A. INC.

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Faith, Patrick Pleasanton, US 198 14337
Hammad, Ayman Pleasanton, US 317 20338

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