Method and apparatus for generating one-time passwords
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United States of America Patent
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Feb 10, 2015
Grant Date -
Dec 31, 2009
app pub date -
Apr 3, 2007
filing date -
Apr 3, 2007
priority date (Note) -
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Abstract
A method and apparatus are provided to allow a user of a communications device to utilize one-time password generators for two-way authentication of users and servers, i.e., proving to users that servers are genuine and proving to servers that users are genuine. The present invention removes the need for a user to have a separate physical device, e.g., token, per company or service, reduces the cost burden on the companies and allows for two-way authentication via multiple access methods, e.g., telephone, web interfaces, automatic teller machines (ATMs), etc. Also, the present invention may be utilized in consumer and enterprise applications.
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