Systems and methods for verification of remotely deposited checks

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United States of America Patent

PATENT NO 8959033
SERIAL NO

11686924

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Verification of remotely deposited checks may be conducted in a system or for electronically receiving check images from customers and automatically initiating a deposit of funds associated with such check. Verification may comprise analyzing an image to detecting a presence of signatures, e.g. a payor signature and an endorsement, on a received check image so as to validate a check. Verification may further comprise conducting “face recognition” of a received check image to verify it's authenticity and/or detecting MICR line indications that a check is no longer valid.

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Patent Owner(s)

  • UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gavia, Gabriel Glenn San Antonio, US 16 681
Medina,, III Reynaldo San Antonio, US 121 5071
Morlen, Randy Ray San Antonio, US 40 1576
Nuggehalli, R Bharat San Antonio, US 1 97
Oakes,, III Charles Lee San Antonio, US 121 3275
Walls, Carol Ann San Antonio, US 4 379

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