Recordation of electronic payment transaction information
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United States of America Patent
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Mar 10, 2015
Issued Date -
N/A
app pub date -
Sep 21, 2009
filing date -
Sep 22, 2008
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A system, apparatus, and method for processing payment transactions that are conducted using a mobile device that includes a contactless element, such as an integrated circuit chip. An account holder is enabled to generate transaction related data and append that data to a transaction record or transaction identifier. The appended data and transaction record or identifier may be stored in the mobile payment device and/or provided to an Issuer. If provided to an Issuer, the transaction related data generated by the account holder may be used to supplement an account statement. The additional information generated by the account holder may be used to assist the account holder in determining if a transaction is valid by providing information that helps the account holder to recall the location or other aspect of the transaction.
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