Apparatus and method for authorization of online financial transaction

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United States of America Patent

PATENT NO 9002751
APP PUB NO 20130166449A1
SERIAL NO

13481252

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Abstract

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A method and an apparatus for authorizing online financial transactions are provided. The apparatus for authorizing online financial transactions includes: randomly selecting, using an apparatus for authorizing online financial transactions, a portion of main transaction information corresponding to a user and combining the selected information to create authorization information; converting the authorization information into a form displayed to the user through a specific process; providing the main transaction information and the converted authorization information to the user; receiving user select information, which is recognized by the user and is part of the main transaction information, and the converted authorization information provided to the user; and comparing the user select information with the authorization information and determining whether the user recognizes the authorization information based on the comparison results.

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Patent Owner(s)

  • ELECTRONICS AND TELECOMMUNICATIONS RESEARCH INSTITUTE

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kim, Byung-Joon Yongin-si, KR 14 68
Kim, Hyoung-Chun Seoul, KR 17 116
Moon, Jung-Hwan Seoul, KR 13 46
Park, Sang-Woo Daejeon, KR 67 632
Yoon, E-Joong Daejeon, KR 9 337

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