System and method for account identifier obfuscation

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United States of America Patent

PATENT NO 9065643
APP PUB NO 20090030845A1
SERIAL NO

12146150

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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A method is disclosed. The method includes generating an obfuscated portion using a dynamic cryptogram unique to a transaction, where the dynamic cryptogram is determined using a uniquely derived key. The method also includes replacing a middle portion of the account identifier with the obfuscated portion to form an obfuscated account identifier.

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Patent Owner(s)

  • VISA U.S.A. INC.

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Aabye, Christian Morgan Hill, US 135 6078
Hurry, Simon Foster City, US 43 693

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