Enhanced smart card usage
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United States of America Patent
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Dec 8, 2015
Grant Date -
Oct 13, 2011
app pub date -
Dec 9, 2009
filing date -
Dec 19, 2008
priority date (Note) -
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status (Latency Note)
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Abstract
A smart card (40) is distributed to a cardholder in a non-operative form, with a digital token. The token is sent, via a near field communication interface, to a wireless communication device (10) and forwarded to a verification entity (30) via a wireless communication interface. The communication device (10) receives content for the smart card and sends the content to the smart card (40) to render it into an operative form. A transaction on a cardholder's account is authorized by a process which comprises sending a notification of the transaction to a wireless communication device and notifying the user of the transaction via a user interface of the device. A user can approve the transaction by bringing the smart card within range of the communication device and sending a card identifier via a near field communication interface.
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