Transaction security apparatus and method
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United States of America Patent
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Jan 26, 2016
Grant Date -
Jan 25, 2007
app pub date -
Jul 7, 2006
filing date -
Jul 22, 2005
priority date (Note) -
In Force
status (Latency Note)
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Abstract
An apparatus including an input device for inputting transaction information regarding a transaction on an account involving an individual, a camera for obtaining a photograph of the individual which photograph is stored as a digital photograph file, a processing device which processes information regarding the transaction and generates a message containing information regarding the transaction and the digital photograph file, and a transmitter which transmits the message to a communication device associated with an individual account holder. The message is transmitted to the communication device via, on, or over, a communication network and the message is transmitted to the communication device independently of any processing of the transaction by a central transaction authorization processing computer.
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