System and method for securing data transaction
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United States of America Patent
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May 3, 2016
Issued Date -
N/A
app pub date -
Jan 9, 2012
filing date -
Apr 7, 2011
priority date (Note) -
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status (Latency Note)
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Abstract
A secure messaging channel is necessary especially when the message involves confidential transactions, for example a bank transaction which involves funds transfer and other additional information. The present disclosure describes securing message. The method of securing a message comprises providing a personal identification number by the user, wherein the personal identification number is associated to a unique number of a user. The unique number can be a mobile number. The correct personal identification number invokes the one-time password generator. The one time password generator accesses a metadata which comprises a value stored. The value stored in the metadata is retrieved to generate a dynamic key. The dynamic key is converted to a symmetric encryption key to encrypt the data. The dynamic key can also be converted to a symmetric decryption key to decrypt the data.
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