Securing external systems with account token substitution

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9342832
APP PUB NO 20120041881A1
SERIAL NO

13208733

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Abstract

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Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.

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  • VISA INTERNATIONAL SERVICE ASSOCIATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Basu, Gourab Half Moon Bay, US 23 965
Carlson, Mark Half Moon Bay, US 283 15684
Cracknell, Steve San Mateo, US 5 826
Katzin, Edward San Francisco, US 26 2452
Keshan, Surendra Cupertino, US 35 2924
Mori, Michael San Mateo, US 20 1349
Sakata, Ross Foster City, US 10 655
Stan, Patrick Pacifica, US 77 4534
Yee, Millie Santa Clara, US 5 523

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