Purchase transaction system with encrypted payment card data

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9355389
APP PUB NO 20120143770A1
SERIAL NO

13298708

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Online ordering systems allow a user to submit sensitive information such as payment card information to a merchant in encrypted form. A payment card processor server may be used to provide the user's web browser with code for an encryption function, a cryptographic key, and a key identifier. The web browser may encrypt the payment card information by executing the encryption function and using the key. The encrypted payment card information may be supplied to the merchant over the internet. A key identifier that identifies which cryptographic key was used in encrypting the payment card information may be provided to the merchant without providing the merchant with access to the key. The merchant can forward the encrypted payment card information to the credit card processor server with the key identifier. The processor server can use the key identifier to obtain the key and decrypt the payment card information for authorization.

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Patent Owner(s)

Patent OwnerAddress
MICRO FOCUS LLCCORPORATION TRUST CENTER WILMINGTON DE 19801

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Pauker, Matthew J San Francisco, US 48 2485
Spies, Terence Mountain View, US 62 3445

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 30, 2027
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00