Method for secure transactions utilizing physically separated computers

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9424848
APP PUB NO 20130031005A1
SERIAL NO

13647075

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A secure transaction method involves establishing an electronically accessible verification site authorized by the holder of a credit or debit card, and accessing the verification site by a merchant to determine whether a request for goods or services is authorized. The request for goods or services is based upon the use of the credit or debit card, but the card is not physically presented. The verification site is an electronic mail account which may be established by the merchant, card holder or other authorized person or entity. An authorization message is preferably sent from the site to the merchant in response to the step of accessing the verification site by the merchant. The verification site may also be wirelessly accessible, enabling an authorization message to be delivered through a cellular telephone, personal digital assistant, or other mobile device.

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First Claim

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Patent Owner(s)

  • BLACKBIRD TECH LLC

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Posa, John G Ann Arbor, US 60 1690
Schwab, Barry H West Bloomfield, US 57 2351

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