Bill payment and reporting

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9443268
SERIAL NO

14164561

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Abstract

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A system for processing bill payments from a consumer to one or more creditors may provide the consumer with a credit report and options to make payments on tradelines present on the credit report. The system may also report the payment information to one or more credit bureaus. Additionally, the system may automatically identify the consumer's accounts, enroll the consumer in online bill payment with creditors, provide account alerts, recommend payments, provide access to electronic statements, and/or provide contextual action buttons for the consumer's accounts.

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Patent Owner(s)

  • CONSUMERINFO.COM, INC.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dean, Michael John Torrance, US 37 2314
Kapczynski, Mark Joseph Santa Monica, US 53 3194

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Mar 13, 2024
11.5 Year Payment $7400.00 $3700.00 $1850.00 Mar 13, 2028
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00