Systems and methods for transferring value to payment accounts

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United States of America Patent

PATENT NO 9477957
APP PUB NO 20160071092A1
SERIAL NO

14479941

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Systems and methods are provided for transferring value from a voucher to a payment account associated with a consumer. One exemplary method includes receiving, at a computing device, a load request to transfer value from a voucher to a payment account associated with a consumer. The load request includes a selection, at the computing device, of a provider associated with the voucher, from multiple different available voucher providers. A transaction request is then communicated, by the computing device, to transfer the value from the voucher to the payment account. The transaction request includes an identification number for the voucher and an account number for the payment account. When a transfer authorization is received at the computing device in response to the transaction request, a confirmation is generated, by the computing device, indicating that the value from the voucher has been transferred to the payment account.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bodman, Ryan Louisville, US 4 5
Dudley-Hodson, Claire Warwickshire, GB 1 1
Lanford, Matthew New York, US 5 187
Parento, Stephen White Plains, US 17 88

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