System, program product and methods for retail activation and reload associated with partial authorization transactions
Number of patents in Portfolio can not be more than 2000
United States of America Patent
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Nov 29, 2016
Grant Date -
Aug 22, 2013
app pub date -
Mar 25, 2013
filing date -
Sep 4, 2008
priority date (Note) -
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Abstract
Systems, program product, apparatus and method for transmitting and processing the sale of a transaction card product over an existing payment network using partial authorization messaging, are provided. An example of such a system can include a merchant POS apparatus equipped to support partial authorization messaging, a transaction card issuer server in communication therewith, and a transaction card product. The transaction card product can include a conventional transaction card securely wrapped within a tamper evident container that can carry its own magnetic strip. The container magnetic strip can store an assigned unique card identifier linked to, but different from, the card identifier normally associated with the card. The container card identifier stored in the container magnetic strip is compatible with the merchant POS card reader and is usable to activate the card without the merchant or consumer having access to the card, the card identifier, or the card magnetic strip.
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