Methods and systems for performing authentication in consumer transactions

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United States of America Patent

PATENT NO 9569775
APP PUB NO 20150348023A1
SERIAL NO

14823632

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Abstract

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The method for authenticating a mail order or telephone order transaction according to the present invention includes receiving authentication information from a cardholder, providing authentication information to an issuer, and determining whether the authentication information is valid. If the authentication information is valid, the issuer informs the merchant that the transaction is valid. In an embodiment, the issuer may not supply a personal assurance message and/or other confidential cardholder information previously supplied by the cardholder in response to the authentication information.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Dominguez, Benedicto H San Bruno, US 17 2453
Fisher, Douglas Mountain View, US 26 738
Lee, Timothy Mu-chu San Jose, US 6 264

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