Token based transaction authentication

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9582799
APP PUB NO 20130232079A1
SERIAL NO

13860402

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Abstract

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A token based transaction authentication system is disclosed. Issuer, merchants, and a payment processing network generate unique tokens or keys to authenticate messages between themselves and to authenticate a sending entity or consumer as they are redirected between entities. The tokens are also used to identify the particular authentication thread a message or sending entity is associated with. The sending entity authentication occurs over a web-based channel or a mobile based channel.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Brand, Olivier Walnut Creek, US 24 1473
Dimmick, James Foster City, US 25 1640
Dominguez, Benedicto San Bruno, US 10 767
Lindelsee, Mike Redwood City, US 25 1360

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