Dynamically modifying an application questionnaire
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United States of America Patent
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Feb 28, 2017
Grant Date -
Nov 12, 2015
app pub date -
May 6, 2014
filing date -
May 6, 2014
priority date (Note) -
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status (Latency Note)
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Abstract
In some embodiments, a system calculates a user risk score, and determines a first subset of questions using the user risk score and type of user device. The system communicates and receives answers to the first subset of questions. The system determines a second subset of questions based on the answers to the first subset of questions. The system communicates and receives answers to the second subset of questions. The system determines whether the answers to the first subset of questions are accurate. If the verification indicates that the answer to one or more of the first subset of questions is not accurate, the system determines a third subset of questions. The system communicates and receives answers to the third subset of questions. The system determines a plurality of repayment plans based on the user risk score and the answers to the first, second, and third subset of questions.
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