Systems and methods for providing driving insurance for an individual driver

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9616849
SERIAL NO

12492232

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A system for providing driving insurance for an individual driver may comprise at least one subsystem implemented on one or more computing systems configured for electronically calculating a risk of insuring a driver for liability arising from a vehicle accident regardless of any specific vehicle driven by the driver during the accident, at least one subsystem implemented on one or more computing systems configured for electronically and automatically calculating an insurance premium rate based on the previously calculated risk, and at least one subsystem implemented on one or more computing systems configured for electronically preparing an insurance policy according to the calculated premium rate wherein the insurance policy provides liability vehicle insurance covering the driver regardless of any specific vehicle driven by the driver during an accident.

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First Claim

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Patent Owner(s)

  • UNITED SERVICES AUTOMOBILE ASSOCIATION;UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Billman, Bradly Jay San Antonio, US 121 3470
Tucker, Robert Lance San Antonio, US 2 10

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