System and method for transferring funds

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9626664
APP PUB NO 20130238491A1
SERIAL NO

13735189

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method includes registering a public identifier for a recipient, including authenticating the public identifier; receiving a funds transfer request to transfer funds from a sender to the recipient, the request including the public identifier and being received from a second computer system, the first and second computer systems being associated with a first and second entity, respectively, the recipient having an account at the first entity and the sender having an account at the second entity; identifying the recipient based on the public identifier, including identifying account number information for the recipient based on the public identifier; depositing the funds into the account of the recipient based on the identified account number information; and providing a warranty to the second entity that the public identifier is valid, wherein the first entity is responsible for refunding money to the sender if the identifier is not validly associated with the recipient.

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Patent Owner(s)

Patent OwnerAddress
EARLY WARNING SERVICES LLC16552 NORTH 90TH STREET SUITE 100 SCOTTSDALE AS 85260

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Bouey, Kevin San Anselmo, US 5 317
Muthu, Sri Saravana San Francisco, US 13 525
Pearce, Brian M Pleasanton, US 71 691
Vancini, Adam Concord, US 5 317

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