Loyalty incentive program using transaction cards
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United States of America Patent
Stats
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May 30, 2017
Issued Date -
N/A
app pub date -
May 9, 2012
filing date -
Jul 18, 2006
priority date (Note) -
In Force
status (Latency Note)
Importance
Abstract
A system and method provide rewards or loyalty incentives to card member customers. The system includes an enrolled card member customer database, an enrolled merchant database, a participating merchant offer database and a registered card processor. The registered card processor receives a record for charge for a purchase made with an enrolled merchant by an enrolled card member customer and uses the record of charge to determine whether the purchase qualifies for a rebate credit in accordance with a discount offer from the enrolled merchant. If the purchase qualifies for a rebate credit, the registered card processor provides the rebate credit to an account of the enrolled card member customer. The system provides a coupon-less way for merchants to provide incentive discounts to enrolled customers.
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