Method and/or system for extending payment system architectures and/or legacy order processing systems to mobile commerce applications via text messaging

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United States of America Patent

PATENT NO 9667587
SERIAL NO

14324490

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Abstract

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A text message order processing system includes: means for receiving text messages from consumers purchasing products from one or more merchants, each of the text messages being addressed to an address selected by the consumer and including an identification of the product being purchased and an identification of a device from which the text message was sent; means for parsing each text messages to extract the identification of the product and the identification of the device from the text message; means for selecting based upon each received text message a payment instrument to be used to pay for the purchase; means for establishing payment information related to the selected payment instrument and delivery information indicating where the purchased product is to be delivered; means for generating for each received text message an order including the established payment information, delivery information and identification of the product being purchased; and, means for submitting the generated order to an order management system of the merchant.

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Patent Owner(s)

Patent OwnerAddress
CARDINALCOMMERCE CORPORATION6119 HEISLEY ROAD MENTOR OH 44060

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Balasubramanian, Chandra S University Heights, US 38 1006
Sherwin, Francis Shaker Heights, US 11 314

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 30, 2028
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00