Communication protocols for processing an authorization request in a distributed computing system

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United States of America Patent

PATENT NO 9672516
SERIAL NO

14656221

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Abstract

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Systems and methods implementing a communication protocol for the authorization of transfer of resources in a computer system having a plurality of computers, including a centralized router connecting to source account controllers and destination account controllers that are connected to readers. A reader communicates a first authorization request having a source identifier to a portal coupled with a data storage storing data linking the source identifier to a linked identifier. The portal communicates with a respective linked account controller to obtain a response identifying an available resource. Based on the response, the reader generates a further authorization request for a requested resource from a source account identified by the source identifier to a destination account associated with the reader.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kim, Nancy L San Francisco, US 18 492
Mohammed, Sayeed Foster City, US 20 57
Ovick, Joseph Bjorn San Francisco, US 27 1221
Salmon, Diane C Lafayette, US 30 1469

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