Systems and methods to provide real-time offers via a cooperative database

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9679299
APP PUB NO 20120066064A1
SERIAL NO

13225185

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Abstract

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In one aspect, a computing apparatus is configured to: store transaction data recording transactions processed by a transaction handler; organize third party data according to community, where the third party data includes first data received from a first plurality of entities of a first community and second data received from a second plurality of entities of a second community; and responsive to a request from a merchant in the second community, present an offer of the merchant in the second community to users identified via the transaction data and the first data received from the first plurality of entities of the first community. In one embodiment, the first data provides permission from the merchant in the first community to allow the merchant in the second community to use intelligence information of the first community to identify users for targeting offers from the merchant in the second community.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

International Classification(s)

  • [Classification Symbol]
  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Amaro, Leigh Redwood City, US 44 4342
Bankston, Michael Steven Pacifica, US 27 1142
Hagey, Ryan Alameda, US 40 3307
Yoder, Jeanette San Mateo, US 14 842

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