Wireless payment method and systems

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9760882
SERIAL NO

12263320

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method for conducting a transaction is disclosed. The method includes using a first portable electronic device, and directly transmitting a request for payment to a second portable electronic device through a wireless link. Then, the second portable electronic device transmits an approval of the request for payment to the first portable electronic device. One of the first and the second portable electronic devices then sends the request for payment to a payment hub service. The payment hub service then facilitates the transfer of funds from a payer institution to a payee institution to complete the transaction.

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First Claim

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Patent Owner(s)

  • VISA U.S.A. INC.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Carlson, Mark Half Moon Bay, US 283 15766
Garrison, Sara Orinda, US 14 397
Myers, Joan Danville, US 12 357

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Mar 12, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Mar 12, 2029
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00