Split mobile payment system

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9785935
SERIAL NO

13469864

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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Systems and methods for providing enhanced transaction security via use of a split mobile payment system which allows a Consumer to pay for a purchase using his mobile device without exposing Payment Account information to the merchant. The split mobile payment system may include a mobile payment application (MPA), running on a Consumer's mobile device, which can communicate with a Payment Platform and merchant's in-store Point of Sale Payment Application (PPA). A barcode can be used as one means for identifying a Consumer's Payment Account to the Payment Platform via the PPA. In the event of a PIN being required, the PIN may be entered by the Consumer via the mobile device rather than the merchant's PPA.

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Patent Owner(s)

  • RIAVERA CORP.

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Itwaru, Mark Toronto, CA 30 475

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Apr 10, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Apr 10, 2029
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00