Systems and methods for programmable payment cards and devices with loyalty-based payment applications

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United States of America Patent

PATENT NO 9805297
SERIAL NO

13187502

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.

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Patent Owner(s)

Patent OwnerAddress
DYNAMICS INC493 NIXON ROAD CHESWICK PA 15024

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Mullen, Jeffrey D Pittsburgh, US 280 21736
Yen, Philip Cupertino, US 7 2889

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Apr 30, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Apr 30, 2029
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Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00