System, method, and computer program product for issuing and using debit cards
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United States of America Patent
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Nov 7, 2017
Issued Date -
N/A
app pub date -
Apr 20, 2016
filing date -
Jul 5, 2005
priority date (Note) -
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Abstract
A system, method, and computer program product are used to issue and track debit cards. A system comprises an enrolling system that verifies an enrollee, associates an enrollee's main and overdraft account, and issues a debit card, an authentication system that receives information regarding a requested transaction of a debit card and that receives information regarding the main and overdraft account associated with the debit card and accepts or rejects the requested transaction based thereon, and a settlement system that generates a periodic report of at least one of the transactions, the main account, and the overdraft account. The overdraft account can be a charge or credit account.
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