Utilizing credit and informatic data for insurance underwriting purposes

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United States of America Patent

PATENT NO 9818158
SERIAL NO

14305732

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Importance

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Abstract

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A computer device and method for processing risk or loss related data to determine insurance underwriting, pricing, or other decisions contingent upon informatic and credit score data. An insurance underwriting decision is identified which is to be rendered regarding an insured. Informatic data is received from one or more of an insured property and vehicle associated with the insured. Credit score data relating to the insured is also received. Analytics is performed on the received informatic data and credit score data to determine the insurance underwriting, pricing, or other decision.

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Patent Owner(s)

  • UNITED SERVICES AUTOMOBILE ASSOCIATION;UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Allen, Michael J San Antonio, US 120 2411
Devereaux, Ramsey San Antonio, US 60 1042
Franck, David S San Antonio, US 35 857
Healy, Jodi J Johns Creek, US 8 113
McCaw, Erin San Antonio, US 3 71
Moritz, Karen San Antonio, US 4 296
Norman, Christopher San Antonio, US 52 609
Prasad, Bharat San Antonio, US 195 5023
Read, Spencer Helotes, US 45 1003
Swain, Kathleen L Peoria, US 51 1129
Vaith, Eric San Antonio, US 5 78
Wheeler, Daniela Boerne, US 32 611

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