Systems and methods for wireless authorization of transactions with mobile payment devices

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9852423
SERIAL NO

14499796

Stats

ATTORNEY / AGENT: (SPONSORED)

Importance

Loading Importance Indicators... loading....

Abstract

See full text

Methods for authorizing wireless payment transactions that include encrypting, with an encryption module on the mobile payment device, a payment account token stored on a mobile payment device and a session key generated on the mobile payment device with a public key. The methods also include transmitting the encrypted payment account token and session key to a vending machine, further encrypting, with the vending machine, the encrypted payment account token and session key with a device key, and transmitting, from the vending machine, the encrypted payment account token and session key to a central server. The methods further include decrypting the payment account token and session key with the device key and with a private key stored at the central server and sending an authorization determination and session key from the central server to the vending machine based on the decrypted payment account token and session key.

Loading the Abstract Image... loading....

First Claim

See full text

Family

Loading Family data... loading....

Patent Owner(s)

Patent OwnerAddress
CANTALOUPE INC100 DEERFIELD LANE SUITE 300 MALVERN PA 19355

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kouznetsov, Denis Pottstown, US 4 30
Sagady, Cary M Chester Springs, US 7 271
Simpkins, Joseph A West Chester, US 11 131

Cited Art Landscape

Load Citation

Patent Citation Ranking

Forward Cite Landscape

Load Citation

Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jun 26, 2029
Fee Large entity fee small entity fee micro entity fee
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00