Heuristic model for improving the underwriting process

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United States of America Patent

PATENT NO 9892462
SERIAL NO

14576836

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Abstract

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Systems and methods for automating best practices involved in the underwriting process are disclosed. A computer system performs a risk classification of a potential customer based on a set of factors, company's underwriting standards, and best practices gathered from top performing underwriters. The computer system is able to improve the quality of its output over time by learning from previous outcomes, updating underwriting standards, and updating best underwriting practices.

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Patent Owner(s)

Patent OwnerAddress
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY1295 STATE STREET SPRINGFIELD MA 01111-0001

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Ross, Gareth Amherst, US 58 265
Walker, Tricia West Hampton, US 30 129

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