Contextual and time sensitive out of band transactional signing

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United States of America Patent

PATENT NO 9906519
SERIAL NO

14698377

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Abstract

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Provided is contextual and time sensitive out of band transactional signing. The transactional signing includes providing a token code in response to a request to initiate a transaction within a secure network. The request is received over a first channel and the token code is provided over a second channel. The first channel and the second channel are different channels. The transactional signing also includes evaluating a received context, wherein the context is appended to the token code. In addition, the transactional signing includes selectively allowing the transaction based on the context appended to the token code.

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Patent Owner(s)

Patent OwnerAddress
WELLS FARGO BANK N A420 MONTGOMERY STREET SAN FRANCISCO CA 94104

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Kotamraju, Sridhar Fremont, US 16 77

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