Method and system for authorizing a transaction using a dynamic authorization code

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United States of America Patent

PATENT NO 9911121
SERIAL NO

11675723

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Abstract

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A method and apparatus for conducting a secure transaction involving generation of a dynamic authentication code on a mobile device, based on secret data which does not identify an account. The authentication code and financial account identifying information are transmitted to a validating entity, which shares information about the secret data, to authorize the transaction.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Wankmueller, John Great Neck, US 29 2602

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