Multi channel purchasing for interoperable mobile wallet
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United States of America Patent
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Mar 13, 2018
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N/A
app pub date -
Nov 26, 2013
filing date -
Nov 26, 2013
priority date (Note) -
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Abstract
A computer-implemented system and method that includes receiving by a mobile wallet device a product code that identifies a product after a user of the mobile device has been authenticated into the mobile wallet device, determining by the mobile wallet device the identity of a merchant from a plurality of merchants based on at least a portion of the product code. The method includes sending the received product code to a merchant computer, receiving by the mobile wallet device a price, information regarding the product and merchant bank information. The method further includes transferring payment for the product to a merchant bank from an account held by the user.
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