Account mask identifier apparatus, method, and computer program product

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9922311
APP PUB NO 20140279464A1
SERIAL NO

14209497

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ATTORNEY / AGENT: (SPONSORED)

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Abstract

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At a computing device, optionally located in communication with an intermediate node in an electronic bill payment system, access is obtained to a data structure including a plurality of valid customer account numbers for customers of a biller that utilizes or desires to utilize the electronic bill presentment and payment system. With the computing device, each character of each of said valid customer account numbers is replaced with a wild card in accordance with a normalization scheme, to obtain a plurality of normalized valid customer account numbers. At least one pattern of said wild cards in said plurality of normalized valid customer account numbers is designated as a recommended account mask.

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Patent Owner(s)

  • MASTERCARD INTERNATIONAL INCORPORATED

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Klaus, Stephen J Clayton, US 56 1096
Milam, Amy C Wentzville, US 6 136
Zafar, Mirza S Bridgeton, US 1 1

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