Online payment system and method according to the mirror authorization server principle

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United States of America Patent

PATENT NO 9953305
SERIAL NO

13657105

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Abstract

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A system and method for online payments over the Internet, able to handle several transactions coming from various participants and contributing to a single payment on a merchant's bank account. In many cases, the modifications designed to make a merchant server capable of managing transactions from several participants contributing to a single payment are difficult, even impossible, to carry out since the server's architecture is imposed by the structure of the e-commerce platform used. A server (4), called mirror authorization server, is added and connected to a set typically formed by a customer computer (1), a merchant server (2) and a bank authorization server (3). In particular, the mirror authorization server is used to replace the actual bank authorization server for the purpose of performing certain operations.

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Patent Owner(s)

Patent OwnerAddress
OONETIC12 RUE DE CAULET BATIMENT A08 IMMEUBLE AEROPARC TOULOUSE 31300

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Guedj, Marc Toulouse, FR 10 164

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Oct 24, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Oct 24, 2029
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00