Methods and systems for facilitating payment transaction reconciliation

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 9978051
SERIAL NO

14774099

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A method for facilitating payment transaction reconciliation is provided. The method includes receiving a purchasing entity identifier at a point of sale. Payment transaction information associated with the purchase, and the purchasing entity identifier, are transmitted to a financial institution providing the payment service used to make the purchase. Merchant transaction information is also transmitted to the financial institution, with the purchasing entity identifier, to be recorded against the payment transaction information.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
GOLLAN MELISSA LINDAC/O JAMES & WELLS LEVEL 12 KPMG CENTRE 85 ALEXANDRA STREET HAMILTON 3204 NEW ZEALAND

International Classification(s)

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Gollan, Melissa Linda Gisborne, NZ 4 2

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 22, 2025
11.5 Year Payment $7400.00 $3700.00 $1850.00 Nov 22, 2029
Fee Large entity fee small entity fee micro entity fee
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00