Adaptive dynamic budgeting

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United States of America Patent

PATENT NO 9984410
SERIAL NO

14681502

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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According to one embodiment of the present invention, a system for adaptively, dynamically managing a budget adjusts budget categories in response to a potential purchase exceeding the target amount of one budget category and creating an overage. Certain budget categories may have an adjustable target amount while other budget categories may have fixed target amounts and, thus, the budget categories with adjustable target amounts may be adjusted or modified in order to accommodate an overage in another budget category. The budget categories to be modified may be selected based on various priorities and may be suggested to the user for modification upon selection.

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Patent Owner(s)

Patent OwnerAddress
INTERNATIONAL BUSINESS MACHINES CORPORATIONNEW ORCHARD ROAD ARMONK NY 10504

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Davis, Ryan A Raleigh, US 8 47
Silva, Asima Holden, US 177 1609

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7.5 Year Payment $3600.00 $1800.00 $900.00 Nov 29, 2025
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