Methods and systems for multi-credit reporting agency data modeling

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United States of America Patent

PATENT NO 7930242
APP PUB NO 20070255646A1
SERIAL NO

11685066

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Abstract

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Provided are methods and systems by which a data sample can be generated in order to create a true multi-Credit Reporting Agency model, eliminating the biases and variability in traditional multi-CRA models by allowing the creation of a single multi-CRA method which requires neither alignment nor translation to be applicable on all CRAs.

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Patent Owner(s)

  • VANTAGESCORE SOLUTIONS, LLC

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Morris, Sherri Lawrenceville, US 4 203
Robida, Chuck Roswell, US 9 521
Zarikian, Lisa Alpharetta, US 6 430

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