System and method for dynamic knowledge-based authentication

Number of patents in Portfolio can not be more than 2000

United States of America

PATENT NO 11329832
APP PUB NO 20200382327A1
SERIAL NO

16424885

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Abstract

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The present disclosure relates to knowledge based authentication whereby a user is authenticated through third-party linked accounts. The method includes receiving an authentication request from a merchant computer, assessing one or more data fields to generate an authentication challenge for the user, connecting to one or more third-party account service provider to extract user-related data, generating the authentication challenge based on the extracted user-related data from the third-party account service provider, posing the authentication challenge to the user on a user device, receiving a response to the authentication challenge, and returning the authentication response to the merchant.

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Patent Owner(s)

  • VISA INTERNATIONAL SERVICE ASSOCIATION

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Minocha, Abhishek New Delhi, IN 3 4
Mokhasi, Gaurav Srikant Bengaluru, IN 16 108
Sukhija, Rohit Bengaluru, IN 25 38

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