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United States of America

PATENT NO 11210672
APP PUB NO 20200167790A1
SERIAL NO

16683740

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Account functionality may be modified in response to an event. A processor may determine that a status of at least one of a user, a device associated with the user, and data associated with the user is potentially insecure due to the event. The processor may identify an account of the user. The account may provide access to electronic financial transaction functionality. In response to the determining that the status of at least one of the user, the device associated with the user, and the data associated with the user is potentially insecure, the processor may modify a condition affecting the access to the electronic financial transaction functionality.

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Patent Owner(s)

  • CAPITAL ONE SERVICES, LLC

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Benkreira, Abdelkader M'Hamed Washington, US 226 279
Edwards, Joshua Philadelphia, US 714 1095
Mossoba, Michael Arlington, US 537 820
Newman, Kaitlin J Washington, US 7 18

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Jun 28, 2025
7.5 Year Payment $3600.00 $1800.00 $900.00 Jun 28, 2029
11.5 Year Payment $7400.00 $3700.00 $1850.00 Jun 28, 2033
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Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00