System and method for storefront bank deposits
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United States of America Patent
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Oct 24, 2023
Grant Date -
N/A
app pub date -
Nov 16, 2022
filing date -
Jan 5, 2012
priority date (Note) -
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status (Latency Note)
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Abstract
A method and system are disclosed for submitting financial instruments, cash and other value bearing documents for deposit at retail locations unaffiliated with the various financial institutions the deposits are directed to. The method includes identifying account holders and scanning the physical documents to be deposited with equipment at the retail location that is provided by a third party facilitator. The equipment at the retail location communicates with a third party facilitator system to lookup bank routing information and uses this information to complete a remote deposit transaction for the account holder with that account holder's particular financial institution. The system may include a standalone or distributed system having a memory in communication with a processor system configured to perform the method noted above.
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